Fear of price falls 'putting buyers off'

The need to pay a large deposit is putting many people off entering the property market, it has been observed.

Richard Bowser, editor of Property Investor News, explained that first-time buyers have expressed a "logical fear" that continuing house price falls will wipe out their down payment.

And with some people having built up savings over a period of several years, he noted that they are reluctant to use them as a deposit because the money could "completely blown away" by declines.

According to Mr Bowser, a 15 per cent drop in a property's value would mean a deposit of a similar proportion is lost - something potential homeowners are aware of.

Those planning to live in London but wanting to hold on to their savings may prefer to rent a house or flat, as recent Nationwide figures revealed that the average price of a home in the UK has dipped 17.6 per cent in value over the last 12 months.

Published 18th March, 2009

© 2009 Estates IT Limited

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